AI Roof Scans & Real Estate Closings: What Agents Must Know in 2025
In 2025, roofs are making headlines — not just for storm damage, but because of the way technology and insurance companies are changing how they’re evaluated. If you’re a real estate agent, this is news you can’t afford to ignore.
Roof Claims Are Surging — And Insurers Are Responding
In 2024, U.S. roofing claims hit $31 billion, a jump of 30% in just two years.
Nearly half of all homeowner insurance claims now come from wind and hail damage.
Approximately 40% of U.S. homes have roofs in moderate to poor condition, raising concerns among insurers and potential buyers alike.
What does this mean for agents? Insurance carriers are tightening the rules. Higher deductibles, stricter documentation, and tougher roof age requirements are becoming the norm.
AI Aerial Scans Are Driving Deal Disruptions
Here’s where it gets tricky: insurance companies and buyers are leaning on AI-powered aerial scans to judge roof conditions before closings.
The problem? These scans flag everything from storm damage to shadows and normal wear — often with no context. That “red flag” on the report may be nothing more than tree cover or a bit of discoloration. Yet for a buyer already nervous about rising costs, it can feel like a deal-breaker.
Why Agents Need to Stay Ahead of This Trend
As AI scans become standard, agents can expect more deals to be delayed or renegotiated based on roofing reports. That’s why it’s critical to:
Anticipate scan findings by knowing the true condition of the roof before listing.
Verify flagged issues with a trusted local roofer who can confirm (or disprove) what the scan suggests.
Educate clients so they don’t panic over false alarms.
How Professional Roofing Co. Can Help
At Professional Roofing Co., we’ve seen this shift firsthand, and we’re here to help agents stay ahead:
Fast, on-site roof inspections to verify AI scan results.
Clear, professional explanations for buyers and sellers to reduce anxiety.
Accurate replacement estimates so negotiations stay on track.
A Paid-at-Closing Roofing Program that lets sellers resolve roof issues now and pay from closing proceeds later.
Stay Informed. Stay Ahead.
AI aerial scans aren’t going away — and insurers are only tightening their grip. The best way to protect your deals is to partner with a roofer who understands both the technology and the market trends driving these changes.
Agents: Don’t let a flagged roof stall your next closing. Call us at (603) 749-8998 today, and let’s keep your deals moving forward.